The Foundation Track
7 step-by-step modules. 9 fill-in-the-blank worksheets. Everything you need to go from "I don't know where to start" to a 90-day plan you can follow.
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We are testing every step, from payment to your download, before we take anyone's money. Nothing can be bought here yet.
Read Book 1 free while you waitWherever you are financially right now, that's your starting line. Everyone has one.
Most people have never been taught how money actually works. Not in school. Not at home. Not by anyone who had your best interest in mind.
You sat through 12 years of school. Maybe 4 years of college. And nobody once handed you a budget template, explained what insurance you actually need, or showed you what a lender-ready file looks like.
That's not your fault. But from this point forward, it's your responsibility.
Who This Is For
The Foundation was built for people who know they need to do something, but don't know where to begin.
"You're not broken. You were never taught."
The Blueprint
By Module 7, you have a complete financial picture, and a plan to change it. Here's the path.
Module 7 complete = investor-ready. Foundation poured. Now you build.
Inside The Foundation
Each module comes with a fill-in-the-blank worksheet. No guesswork. Just follow the steps.
Most people don't have a spending problem, they have an awareness problem. This module maps every dollar coming in and going out. You will see exactly where money leaks.
Includes: Budget P&L Template (monthly + annual)This module alone is worth the entire purchase price. Insurance gaps most people don't know they have. Emergency fund math. Legal documents everyone needs but nobody talks about. The stuff that keeps your future safe while you build it.
Includes: Insurance Gap Audit WorksheetWhen opportunity knocks, a deal, a loan, a partnership, you need your documents organized and ready. This is the lender-ready checklist you can finish in an afternoon. You'll have it in an afternoon.
Includes: Lender-Ready Document ChecklistYour personal balance sheet tells you the truth, not what you feel like your finances are, but what they actually are. One page. Complete clarity.
Includes: Personal Balance Sheet TemplateDebt reduction strategies, income optimization, and concrete targets for 6, 12, and 36 months. You'll set your own targets for 6, 12 and 36 months.
Includes: Net Worth Growth Planner (6/12/36 month)You might already have money working against you, sitting in funds with high fees, low returns, or doing nothing at all. This module shows you what you actually have and what it's really costing you.
Includes: Retirement Account Audit WorksheetYou don't invest alone. This module identifies the 4 people you need on your team, and gives you the investor-ready checklist so you walk into your first opportunity prepared, not hoping.
Includes: Team Builder Contact Sheet + First Deal Checklist7 modules. 9 worksheets. Everything to go from starting line to investor-ready.
Checkout opens soonPeople who want to get their money organized before they invest: a budget, insurance check, lender-ready documents and a plan.
Anyone expecting guaranteed results. This is education, not financial advice.
This is a new release, so there are no reader reviews yet. We will not post made-up ones. If you read it, tell us what you think at support@readmoneydecoded.com.
If it is not right for you, email support@readmoneydecoded.com within 30 days of your purchase and we refund the full price within 5 business days. No reason needed. Details are in our refund policy.
The Full Library is all three books, both toolkits, the Budget & Debt-Payoff Planner and the 90-Day Wealth Journal for $57. Bought one at a time, the same items cost $87. It opens with the rest of the shelf; checkout is not open yet. Book 1 is free now. See the Full Library.
9 Worksheets & Templates
Every worksheet is designed to be completed in one sitting. Print them, fill them in, see your entire financial life on paper.
The 90-Day Action Plan is printable and wall-mount ready. Put it where you'll see it every morning. That's your roadmap for the next 3 months.
Questions
I have bad credit, is this for me?
Yes. Module 3 helps you organize your financial documents, whatever your score is right now. The Foundation is specifically built for people who are starting from wherever they are.
I'm in debt, should I invest or pay off debt first?
Module 5 addresses this exact question. The answer depends on the type of debt, your interest rates, and your timeline. You'll fill in your own plan by the end of that module.
How is this different from a budgeting app?
Budgeting apps track spending. The Foundation changes it. This is a complete wealth-building system, budget, risk management, lender readiness, net worth planning, retirement audit, and a team-building framework. No app does all of that.
Do I need money to start?
No. Module 1 is designed to FIND money you're already losing. It shows you where money is leaking. That found money becomes your starting capital.
How long before I can buy my first property?
The 90-Day Action Plan gives you a step-by-step schedule. Your exact timeline depends on your starting point, but by Module 7, you'll know exactly where you stand and what your next move is.
You Already Took the Hardest Step,
You Started.
You chose to build your foundation first. That is the right order.
Every day without a plan costs you money you don't know you're losing.
Checkout opens soon77-page workbook + 9 worksheets + 90-Day Action Plan. Checkout opens soon.